Phil Gatti
Harbor Lights Risk Management is a completely independent insurance agency specializing in Business Risk Management, Personal Insurance, Employee Benefits and Life Insurance Solutions. We work with the top insurance companies so we can offer our clients the best coverage for them. Our clients are located all across New Jersey, giving us a great feel for the Insurance landscape. We design plans with a focus on low costs, and tax-efficiency, which we combine with personalized insurance advice aimed at helping clients make better informed decisions.
Our mission is to build lasting client relationships based on a level of trust that is earned through wise counsel, positive results, clear and candid communication, and service that exceeds expectations. Often times our advice and good counsel is engaged without payment. That underscores our commitment to serve as your advocate, focusing our attention on putting your best interests first.
